Could anyone have imagined in June 2009 when the Reserve Bank cut the Official Cash Rate to 2.5% that it would still be at 2.5% six and a half years later?
Over that time there have been any number of interest rate hike 'scares' where mortgage brokers, bank economists and even the Reserve Bank have warned borrowers of sharp rises in floating rates that would make fixing for as long as possbile the most attractive thing to do.
2015年12月10日，如众多的经济学家意料之中，储备银行削减官方现金利率至2.5%，自2009年6月出现过2.5%这样的OCR之后，这是时隔六年半后又一次出现这么低的OCR。
这六年半期间出现了多次预言利率要上调，包括房屋贷款经纪人、银行经济学家、甚至储备银行本身都提醒借贷人要警惕浮动利率的大幅上扬。这就使得长期固定利率变得更有吸引力了。早在今年Waitangi Day时，TSB是首家推出 10年期固定利率5.89%的银行，当时储备银行预测到2017年底利率将上涨2%。...