Home Loan
Overseas income buyer or Property investment developer?
We are here to guide you with a mortgage approval from Second Mortgage Lender quickly and stress free.
(04) 477 4153
Insurance
Whether you need to cover your income, protect your mortgage, or ensure ongoing financial security in the case of illness we’ll help you understand how you can cost effectively cover your risks.
Insurance
How would your family cope financially if you away from them? What do you want for their future? Life Cover provides A lump-sum or monthly payment in the event of death or terminal illness. This lump sum can help reduce debt, pay for final expenses, create an investment fund to generate ongoing income, enable business ownership to be restructured or provide an inheritance or donation, amongst other things. The purpose of the funds is entirely yours to decide. Life cover is an easy and cost-effective way to provide for your family.
Private Medical Cover provides the funding to enable you to have private hospital treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system.
Income Cover provides a financial safety net should you suffer a total or partial disability which reduces your ability to earn your normal income and lasts longer than the chosen waiting period. The monthly benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.
Mortgage Repayment Cover provides a financial safety net should you suffer a total or partial disability which reduces your ability to meet your mortgage repayments and lasts longer than the chosen waiting period. The monthly benefit is designed to cover mortgage repayments on your behalf during treatment and recovery.
Have you ever thought about what your life might be like if you became seriously ill?
There would be many uncertainties that none of us want to be faced with. Trauma Cover provides a lump-sum payment in the event of a serious illness or accident. Covered conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Trauma Cover is designed to help alleviate this financial impact.
If you become completely and permanently disabled through an accident or an illness, you may receive limited ACC cover and a basic sickness benefit. Would this be enough to cover your current living expenses and allow you to plan for your future? Probably not. In addition to losing your income, you may be facing extra costs to assist with your daily living. A lump sum payment will allow you to pay off debt and set yourself up for the future. You will have the financial freedom to live your life to its fullest potential and to make your own choices about the care or treatment you require.
House insurance has been designed to protect one of your most valuable assets, providing cover with a range of options for you to choose from. The New Zealand insurance market has been unique in predominantly insuring houses on a square metre basis. Under the sum insured policy, premium and cover is based on the cost to rebuild your home instead of the size of the home.
Contents insurance is insurance that pays for damage to, or loss of, an individual’s personal possessions whilst they are located within that individual’s home. Contents insurance gives you full replacement cover to protect your belongings and prized possessions, regardless of age.
We offer a large range of cover options. Like Comprehensive car insurance for accidental loss or damage, with the option of insuring your car for either its market value or an agreed value. Third party fire & theft Covers your car for fire or theft plus damage you cause to someone else or their property. Third Party Covers damage you cause to someone else or their property.
Travel insurance coverage for trip cancellation, travel interruptions and delays, emergency overseas medical expenses, medical evacuation costs and lost, damaged or delayed baggage. Travel insurance is suitable for individual, couples, families, groups. Your health is the most important thing to safeguard when you are travelling. Suffering an illness or injury when you are far from home can be a traumatic experience – having to pay the financial cost of large hospital or medical evacuation bills can be devastating.